It is my observation that those who are concerned about the health of the planet fall into two camps: the tribalists and the non-profiteers. Neither is the answer to the planetary predicament. (If you were not aware that there was a predicament, please do a Google search of "Limits to Growth" at this site.)
The Tribalists
There is much talk online about how we ought to revert to living tribally. Those who are attracted to the concept should read The Parable of the Tribes: The Problem of Power in Social Evolution. Tribalism is regressive. We've been there and done it -- still doing it -- and it doesn't lead to quality of life.
The Non-Profiteers
The other camp believes that having more non-profits will save the planet. One example is the proliferation of Microfinance. Those who get a warm and fuzzy feeling about micro lending need to be aware that the average loan rate for a group like Kiva.org is approximately 24%. The original definition of usury was charging interest period. Credit is the root cause of our predicament -- not the solution.
What to Do?
First of all, we have to acknowledge that the following is true:
There is as yet no civilized society,
But only a society in the process of becoming civilized.
There is as yet no civilized nation,
But only nations in the process of becoming civilized.
From this standpoint,
We can now speak of a collective task of humankind.
The task of humanity is to build a genuine civilization.
— Felix Adler (1851-1933)
We have to come up with something that has not been tried. Tribalism has been tried and it failed miserably. Non-profiteering is being tried on a massive scale and has not shifted our destructive course in any macro measurable way.
I've probably bogged readers down in the detail that I've provided at this site in the past. The details are not important. The important thing is to establish an institution that provides capital for quality environments -- whether single family homes or larger, comprehensive campuses -- around the world. Those who provide the capital will not earn interest. The concept of money earning interest discounts the future. Instead, our new breed of capitalists will have access to the assets at the lesser of cost or market.
We have made things far too complicated. It's time for a change.
The mind, once expanded to the dimensions of larger ideas, never returns to its original size.--Oliver Wendell Holmes
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